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Steven M Cox


Steven M. Cox advises clients in a variety of bankruptcy and creditor’s rights issues. Contributing almost 40 years of experience to his practice, Steve represents creditors, debtors, trustees, examiners, buyers, creditors and creditors’ committees, and other professionals in many kinds of commercial and consumer matters, including appeals. He guides individuals as a debt relief agency, and gives counsel in business liquidation and reorganization cases. Steve’s approach is to seek out options with bankruptcy as a “last resort.”

In the creditor’s rights area Steve handles prejudgment replevin, attachment and garnishments, and real estate and property issues, including trustee sales. He also directs clients in mortgage, deed of trust, tax lien foreclosure matters, and general litigation.

Steve is admitted to practice before seven tribal courts in Arizona, and he helps protected adults as court-appointed counsel in guardianship and conservatorship cases. On occasion he serves as a mediator and an arbitrator for the Pima County Superior Court.

Court Admissions

Arizona Supreme Court
U.S. District Court for the District of Arizona
U. S. Bankruptcy Court for the District of Arizona
U.S. Court of Appeals, Ninth Circuit
Ak-Chin Tribal Court
Gila River Tribal Court
Pascua Yaqui Tribal Court
San Carlos Apache Tribal Court
Tohono O’odham Tribal Court
Tonto Apache Tribal Court
White Mountain Apache Tribal Court


Professional Associations

  • Bankruptcy, Real Estate, and Business Practice Sections

  • Pima County Bar Association (Member and past President)

  • American Bankruptcy Institute

  • Tucson Association of Consumer Bankruptcy Attorneys

  • Tucson Bankruptcy Bar

  • State Bar of Arizona


University of Arizona, College of Earth Sciences (B.S., with high distinction, 1974)
University of Arizona, College of Law (J.D., 1977)


Public Service

  • Steve is involved in various public service activities, including the Volunteer Lawyers Program of Southern Arizona Legal Aid, Pima County Bar Association community programs, Habitat for Humanity, Lawyers Against Hunger, and the Tucson Sunrise Rotary Club.

  • In 2000, the State Bar of Arizona chose Steve as the Pro Bono Lawyer of the Year in the State of Arizona.

  • In addition, he has been selected twice as a National Jamboree Leader of the Catalina Council of Boy Scouts of America. Steve is a great lover of the outdoors, and he has led young men and women on treks through Philmont Scout Ranch several times.


Practice Areas
Creditor's Rights and Collections
Real Estate


Court Admissions
Professional Associations
Public Service
Practice Areas

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